This program is the cooperation between VietinBank and the Japan International Cooperation Agency - JICA through the State Bank of Vietnam. This program aims to provide low-cost, medium and long term capital for small and medium enterprises in Vietnam, and strengthening international integration.


Features of product

  • Loan tenor: maximum 10 years (including a grace period of 2 years);
  • Maximum lending amount: 25 billion VND / project;
  • Currencies: VND;
  • Customers’ capital take at least 15% of total registered investment amount of project.

Benefits for businesses

  • Be accessible medium and long term capital for business activities with low interest rate;
  • Be provided consultancy regarding corporate finance as well as business administration.