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  ANNUAL REPORT 2006
   
 
  Corporate Profile
  Financial Highlights
  Message from the Board of Management
  Auditors' Report
  Financial Reports 2006
  Notes to the Consolidated Financial Statement
  Interpretation on Financial Report
  Summary of Business Operation in 2006
  Objectives and Plans for 2007
  Comprehensive restructuring for integration and development
  Incombank equitization process
  Major corresppondent banks
  Incombank nationwide network
  Corporate information