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Giá vàng giao ngay thế giới 9h12 ngày 7/9/2010 : 150.61 USD/chỉ.       Giá vàng 9999 tại Hà Nội 8h07 ngày 7/9/2010 mua : 2921 nghìn đồng/chỉ, bán: 2927 nghìn đồng/chỉ       Chỉ số chứng khoán ngày 7/9/2010    VN-Index phiên 2361: 460.59 -5.41 HNX-Index phiên 1199: 135.65 -1.15 Từ 15/6 đến 15/8/2010 Khách hàng được tặng tỷ lệ thưởng thêm lãi suất hấp dẫn khi tham gia chương trình “Gửi tiền linh hoạt – Nhận siêu lãi suất”.      Thời gian giao dịch phục vụ khách hàng ở các Chi nhánh, Phòng GD, Quỹ tiết kiệm của VietinBank - Ngày thường: từ đầu giờ sáng đến 18h (có nghỉ trưa); Thứ Bảy: từ 8h tới 11h30 (trừ ngày Lễ, Tết).

Account service for individual customer

Your accounts opened at  VietinBank are managed safely, precisely and securily with attracting interest rate.

Customer
Benefit
Account type
File
Contact

Customer
 

  • Individuals as citizen of Viet Nam who have proper legacy capability and civil action ability; individuals as citizen of foreign nations who have proper legacy capability and civil action ability in accordance with the law of the nation of which such individuals are citizen.
  • For person who is immature, lacking civil action ability, limited of  such ability as per the law: All procedure related to account opening and using must be done via the supervisor, legal representative.


Benefit
 

  • Money in account be managed safely, precisely and securily by Vietinbank.
  • Time saving, no risk of fake money.
  • Easy account opening procedure, simple transaction method, caring bankers.
  • Free account opening.
  • Attracting interest rate.
  • Fast and safe payment thanks to the wide network of Vietinbank with 3 Transaction centers in Hanoi and Ho Chi Minh city, more than 140 branches nation-wide and more than 700 Transaction offices/points located in provinces and cities through out the nation.
  • Customer can use as mostage, guarantee for loan.
  • For certain account types (Current account, saving account…), customer can deposit/withdraw either in cash or by transfer such as: cheque, guaranteed cheque, payment order, collection, …
  • Customer can transfer from current account to saving account and vice versa.
  • Other support services and facilities.


Account types
 

  • Current account: current account of organization, individual, same account holder.
  • Saving account
  • Fixed deposit and deposit products: saving, bond, certificate of deposit
  • Other deposit account: Guaranteed cheque account, fund transfer account, loan account,…

Note: The opening and using of VND deposit accounts and foreign currency deposit account of residential and non-residential persons must obey current regulation of the State on foreign exchange management.

File
 

  • Request for account opening (as per the form specified by VietinBank).
  • Legal and valid Certificate of Identity or Pass Port.
  • Document which proves the manner of legal representative, supervisor of immature person, lacking civil action ability person, limited of civil action ability person, such documents one of the following:
    • Document proving obvious supervisor.
    • Document which states the supervisor of relatives.
    • Document which states the supervisor of The People Committee of commune, village…
    • Such documents must be approved by the person who is assigned as the supervisor or must be verified by The People Committee of commune, village where such supervisor has residential house.


Balance: Minimum balance for individual account in VND is 100.000 VND

Customer is not allow to sign on behalf of account holder, all payment documents transacted with Vietinbank shall be signed by account holder only. Customer can open account in foreign currency to receive foreign currency from relative abroad. Minimum balance for individual account in foreign currency  is 30 USD.

With individual account, Customer can transfer money from saving account to individual account to settle payments; use individual account to authorize Vietinbank to settle regular payments such as electricity bill, water bill, telephone bill, house rents, newspaper subscription; receive salary, retirement money or any legal in come

Same account holder
File

  • Request for same holder account (as per the form specified by VietinBank). 
  • Documents proving legal manner of representative of the organization who takes part in same holder account (depends on organization type to submit documents proving legal manner of the representative); Decision on Appoinment of Chief Accountant or Document on Assignment of person to act as Chief Accountant (if any in compliance with current regulation)
  • Agreement (contract) on management and use of common account of same account holders. Such agreement is made upon opening of account.


Contact
 

  • Accounting Policy Department - VietinBank

772 Tran Hung Dao Str., Hoan Kiem Dis., Hanoiội
Tel: 04 9421103
Fax: 04 9421164

  • Accounting Departments of VietinBank Branches nation-wide

 

VietinBank