Cashback offers when spending domestically

From July 21 to the end of October 20, 2025, VietinBank JCB Ultimate Vietnam Airlines, VietinBank JCB Ultimate SaviY and VietinBank JCB Platinum (KOI) international credit cardholders will receive a cashback of up to VND 2,000,000 per month when spending domestically. Details are as follows:

Customer group	Average spending 3 months 4, 5, 6/2025(X)	Minimum domestic spending per month during CTKM(VND)	Cashback value (VND)
Group 1	20 ≤ X < 30 million	40,000,000	2,000,000
Group 2	10 ≤ X < 20 million	30,000,000	1,500,000
Group 3	5 ≤ X < 10 million	20,000,000	1,000,000
Group 4	0 ≤ X < 5 million	10,000,000	500,000

Note: High-group customers are entitled to incentives according to the spending level of lower groups if they spend enough (For example, customers in group 4 (X < 5 million) who accumulate domestic spending of up to 40 million VND will receive a cashback of 2 million VND).

Overseas spending incentives – Accompanying global experiences

Not only limited domestically, VietinBank extends cashback offers to international transactions, supporting customers to freely experience their favorite destinations around the world. JCB cardholders will receive a 15% cashback on overseas spending in the following areas: tourism, hotels/resorts, cuisine, fashion and shopping centers - up to VND 1,500,000/month, when total spending each month reaches VND 5,000,000 or more.

Each customer can receive a maximum total cashback of up to VND 6,000,000 for domestic spending and VND 4,500,000 for foreign spending throughout the program.

Optimize benefits - Affirm a smart spending style

Through the program 'Increase spending milestones - Get millions of money immediately', VietinBank encourages customers to use cards effectively, safely and smartly. Each transaction is not only an expense but also an opportunity to accumulate value, receiving practical benefits for modern consumers.

See detailed program ưu đãi at the attached rules.

Customers can quickly open a card on the app VietinBank iPay or at the nearest branches/transaction offices.

Customer Support Hotline: 1900 558 868; or send an Email to: contact@vietinbank.vn

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