
Small production/ business loan
Benefits for the customers
- Loan limit: Up to VND 5 billion
- Loan tenor:
- Purpose of additional working capital: Up to 12 months
- Purpose of fixed asset procurement: Up to 07 years
- Simple and fast application procedure to satisfy the customer's loan demand.
- Fixed loan tenor, facilitating capital turnover and operating stability for small loan borrowers
Features
Loan purpose: Additional working capital or fixed asset procurement for production and business activities
Eligibility conditions
- Own fund involving in project/plan performance
- Collaterals as high liquidity properties/assets
- Open and make payment via VietinBank account
Application procedures
- Legal documents: ID card/Citizen ID card/Passport; Residence information; Certificate of Marriage/Single Status; Certificate of Business Registration/License of Practice (for mandatory business lines prescribed by the laws)
- Documentary evidences, proving the customer’s business activities: For individual/household customers: Business books and records, sales contracts, VAT invoice, etc.;
- Documentary evidences, proving loan repayment sources
- Documentary evidences, proving loan use purpose
- Other documents under VietinBank’s regulations
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