Small production/ business loan
Benefits for the customers
  • Loan limit: Up to VND 5 billion
  • Loan tenor:
    • Purpose of additional working capital: Up to 12 months
    • Purpose of fixed asset procurement: Up to 07 years
  • Simple and fast application procedure to satisfy the customer's loan demand.
  • Fixed loan tenor, facilitating capital turnover and operating stability for small loan borrowers
Features

Loan purpose: Additional working capital or fixed asset procurement for production and business activities

Eligibility conditions
  • Own fund involving in project/plan performance
  • Collaterals as high liquidity properties/assets
  • Open and make payment via VietinBank account
Application procedures
  • Legal documents: ID card/Citizen ID card/Passport; Residence information; Certificate of Marriage/Single Status; Certificate of Business Registration/License of Practice (for mandatory business lines prescribed by the laws)
  • Documentary evidences, proving the customer’s business activities: For individual/household customers: Business books and records, sales contracts, VAT invoice, etc.; 
  • Documentary evidences, proving loan repayment sources 
  • Documentary evidences, proving loan use purpose
  • Other documents under VietinBank’s regulations