Customers buying social housing can access low-interest loans – 1.5% - 2% lower than the average VND medium- and long-term lending rates of state-owned commercial banks (including VietinBank, Agribank, BIDV, and Vietcombank).

Products for social security, implementing the directives of the Government and the State Bank, contributing to supporting housing for people with low incomes.

• Loan amount: up to 70% of the Sale and Purchase Agreement value
• Loan term: up to 20 years
• Security measures: fully secured by property rights arising from the social housing (SH) sale and purchase agreement or other assets as prescribed by VietinBank.

• Legal documents: ID card/Citizen ID/Passport: Residence information; Marriage certificate/Single status confirmation
• Credit application: Loan application form cum Loan/Debt repayment plan, loan plan, social housing purchase agreement, payment invoices/documents.
• Financial documents proving repayment source
• Collateral documents
• Other documents as prescribed by the Ministry of Construction.