Retail customer's additional working capital loan for production and business purpose
Benefits for the customers
- Loan limit: Up to 70% of loan demand
- Flexible loan tenor: loan by limit, single loan, loan for crop season intervals, rollover loan, revolving loan, overdraft loan on current account, and loan by provisional loan limit
- Loan tenor suitable with customer’s business activities
Features
The product satisfies any working capital loan demands for the customer's production and business activities
Eligibility conditions
- Feasible loan use plan applied by the borrower
- Other conditions under VietinBank’s regulations from time to time
Application procedures
- Legal documents: ID card/Citizen ID card/Passport; Residence information; Certificate of Marriage/Single Status; Certificate of Business Registration/License of Practice (for mandatory business lines prescribed by the laws)
- Documentary evidences, proving the customer’s business activities: For personal/household customers: Business books and records, sales contracts, VAT invoice, etc.;
- Documentary evidences, proving loan repayment sources
- Documentary evidences, proving loan use purpose
- Other documents under VietinBank’s regulations
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