A

CURRENT ACCOUNT SERVICES

1

Opening Fee

1.1

A001

Normal Account

0 VND

1.2

Lucky/Customized Account Number

1.2.1

3 lucky digit account number 

A004

- 3 repeating digit/ 3 digit prosperity account number

Agreement

2,000,000 VND

1.2.2

4 lucky digit account number

A005

- 4 digit fortune god account number/ 4 digit prosperity account number / 4 repeating digit account number

Agreement

4,000,000 VND

A006

- 4 ascending digit account number/ 4 mirrored account number

Agreement

2,000,000 VND

1.2.3

5 lucky digit account number

A007

- 3 repeating digit/ 3 digit prosperity account number

Agreement

10,000,000 VND

A008

- 5 ascending digit account number/ 5 mixed digit account number

Agreement

5,000,000 VND

1.2.4

6 lucky digit account number

A009

- 6 repeating digit prosperity account number (digit 7, 9)

Agreement

20,000,000 VND

A010

- 6 repeating digit fortune god account number (digit 0,1,2,3,4,5)

Agreement

15,000,000 VND

A011

6 repeating digit account number/ 6 ascending digit account number/ 6 mirrored account number/ double triple 3 account number/ 6 mixed digit account number

Agreement

8,000,000 VND

1.2.5

7 lucky digit account number

A012

- 6 repeating digit prosperity account number (digit 7, 9)

Agreement

50,000,000 VND

A013

- 7 repeating digit fortune god account number (digit 0, 1, 2, 3, 4, 5)

Agreement

30,000,000 VND

A017

- 5 ascending digit account number/ 5 mixed digit account number

Agreement

20,000,000 VND

1.2.6

8 lucky digit account number

A018

- 8 repeating digit prosperity account number (digit 7, 9)

Agreement

100,000,000 VND

A026

- 6 repeating digit fortune god account number (digit 0,1,2,3,4,5)

Agreement

80,000,000 VND

A027

- 4 ascending digit account number/ 4 mirrored account number

Agreement

50,000,000 VND

A019

- 8 mixed digit account number

Agreement

30,000,000 VND

1.2.7

9 lucky digit account number

A022

- 9 repeating digit prosperity account number (digit 7, 9)

Agreement

300,000,000 VND

A024

- 7 repeating digit fortune god account number (digit 0, 1, 2, 3, 4, 5)

Agreement

150,000,000 VND

A025

- 9 repeating digit prosperity account number

Agreement

100,000,000 VND

A023

- 8 mixed digit account number

Agreement

50,000,000 VND

1.2.8

10 lucky digit account number

A500

10 repeating digit prosperity account number (digit 7, 9)

Agreement

300,000,000 VND

A501

10 repeating digit fortune god account number (digit 0, 1, 2, 3, 4, 5)

Agreement

200,000,000 VND

A502

10 ascending digit account number/ 10 mirrored account number

Agreement

100,000,000 VND

A503

10 mixed digit account number

Agreement

70,000,000 VND

1.2.9

11 lucky digit account number

A504

10 repeating digit prosperity account number (digit 7, 9)

Agreement

400,000,000 VND

A505

11 repeating digit fortune god account number (digit 0, 1, 2, 3, 4, 5)

Agreement

300,000,000 VND

A506

11 mixed digit account number

Agreement

100,000,000 VND

1.2.10

12 lucky digit account number

A507

10 repeating digit prosperity account number (digit 7, 9)

Agreement

500,000,000 VND

A508

12 repeating digit fortune god account number (digit 0, 1, 2, 3, 4, 5)

Agreement

400,000,000 VND

A509

12 repeating digit prosperity account number/12 ascending digit account number/ 9 mirrored account number

Agreement

200,000,000 VND

A510

12 mixed digit account number

Agreement

150,000,000 VND

1.3

On-demand digit account number

A034

-   6 digits

Agreement

1,000,000 VND

A035

-   7 digits

Agreement

3,000,000 VND

A036

-   8 digits

Agreement

5,000,000 VND

2

Management fee, not e-banking service application

(monthly charged)

2.1

Deposit account

A002

VND account

3,000 VND/AC/month

Automatic

A003

Foreign currency account

3,000 VND/AC/month/exchange rate

Automatic

2.2

Joint Account

A020

VND account

3,000 VND/AC/month

Automatic

A021

Foreign currency account

3,000 VND/AC/month/exchange rate

Automatic

2.3

A028

On-demand digit account number

0 VND/ account

Automatic

2.4

A015

Current Account package

- Basic

3,000 VND/AC/month

Automatic

A520

Inactive current account maintenance fee

10,000 VND/account/month

Automatic

2.5

A016

Premium account package

0 VND/ account

Automatic

3

Registration fee for nickname account On iPay app

A410

Nickname account is Phone Number/Suggestions

1,000,000 VND/ nickname

Automatic

A420

Nickname account is custom type (4-8 characters)

    10,000,000 VND/ nickname

Automatic

A430

Nickname account is custom type (9-12 characters)

5,000,000 VND/ nickname

Automatic

A440

Nickname account is custom type (13-20 characters)

3,000,000 VND/ nickname

Automatic

4

A038

Nickname account service [1]– Maintenance fee (on iPay app)

Nickname account is Phone Number/Suggestions

 50,000 VND/month/nickname

Automatic

Nickname account is custom type (4-8 characters)

300,000 VND/month/nickname

Automatic

Nickname account is custom type (9-12 characters)

150,000 VND/month/nickname

Automatic

Nickname account is custom type (13-20 characters)

100,000 VND/month/nickname

Automatic

5

Cash Deposit Fee (applicable to corporate customers depositing into theirs own account

5.1

A030

VND account

- Cash deposit transaction (before the time of payment to the state bank in the area)

0 VND

- Cash deposit transaction (after the time of payment to the state bank in the area) (Not applicable to deposit payment for loan payments)

≤ 1,000,000,000 VND

0 VND

> 1,000,000,000 VND

Agreement

5,2

A033

Foreign currency account

-   Denomination ≤ 20 units[2]

0.5%

50,000 VND

-   Denomination > 20 units

Free of charge

-   Deposit using white 5 -100 USD notes

5 - 100 USD

0.5%

50,000 VND

6

Cash Withdrawal Fee

6.1

Cash withdrawal from VND Account

6.1.1

A040

Cash Withdrawal Fee

-   At branch of the same province/city with the branch opening the account

0 VND

-   At branch of the differing province/city from the branch opening the account

0.03%

10,000 VND

1,000,000 VND

6.1.2

A043

Withdrawal of cash that has been deposited into a VND account within 3 working day or withdrawal of cash for sources transferred from other banks

-   At branch of the same province/city with the branch opening the account

0.02%

10,000 VND

  1,000,000 VND

-   At branch of the differing province/city from the branch opening the account

0.05%

10,000 VND

1,000,000 VND

6.2

Withdraw remittances within 10 working day or Withdrawal of cash from a foreign currency account

A049

-   Converted to VND

The same as cash withdrawal from VND account (A040, A043)

A050

-   Not converted to VND

+ Withdrawal of cash from a foreign currency usd account for sources transferred from other banks within 10 working days

0.2%

50,000 VND

+ Withdrawal of cash from a foreign currency account for sources transferred from other banks within 10 working days (not included USD Currency)

0.35%

100,000 VND

+ Other cases

0.15%

50,000 VND

7

Temporary accounting suspension/Freezing at customer's request

A054

-   VND account

50,000 VND/ account

A055

-   Foreign currency account

100,000 VND/ account

8

A058 

Account closing at customer’s request

50,000 VND/ account

9

Collection and payment service

9.1

 A063

Collection into account

-   Individual collection

The same rate as cash deposit or transfer into account

-   Batch collection

Agreement

9.2

 A065

Payment from account

9.2.1

Payment from account (for the same system)

-   Payment from Credit Account

5,000 VND

-   Payment from Debit Account

Agreement (Please refer to the fee: A101/A102)

9.2.2

Payment from account (for the different system)

The same as transfer fee (A111/A131)

10

A067

Administration fee for overdraft account

Agreement

200,000 VND

11

A077

Auto sweep facility

Automatic

-   Sweep out

0.03%

1,000 VND

-   Sweep in

0 VND

12

Overdraft service

Automatic

A078

-   Service registration

100,000 VND 

A079

-   Transfer money according to the same system

0 VND

Automatic

A076

-   Transfer money according to other system

0.03%

10,000 VND

1,000,000 VND

Automatic

13

A091

Apply for authorization to withdraw funds from a payment account

(authorized to be established at the bank)

50,000 VND/time