Schedule of fees and charges for card acceptance services
Schedule of fees and charges for card acceptance services
STT |
Content |
Fee (VAT not included) |
||
|
|
Amount/ Rate |
Minimum |
Maximum |
A |
POS |
|
|
|
1 |
VISA/MASTER card issued domestically |
|
|
|
1.1 |
Special MCC Group |
|
1.2% |
|
|
Grocery stores, supermarkets (5411) |
|
|
|
|
Convenience and speciality retail outlets (5499) |
|
|
|
|
Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) |
|
|
|
|
Utilities — electric, gas, water and sanitary ( 4900) |
|
|
|
|
Telecommunication services (4814/4816) |
|
|
|
|
Service stations (5541) |
|
|
|
|
Tolls and bridge fees (4784) |
|
|
|
|
Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) |
|
|
|
|
Transportation (4112/4121/4131/4789) |
|
|
|
|
Fast food restaurants (5814) |
|
|
|
1.2 |
Regular MCC group |
|
|
|
|
Electronics shops (5732)/ Drug stores and pharmacies (5912/5122) |
|
1.6% |
|
|
Men’s and women’s clothing shops (5691)/ Eating places and restaurants (5812)/ other |
|
1.7% |
|
1.3 |
Senior MCC Group (Hotel, Resort 5* (7011), Casino (7995), Golf (7992)) |
|
|
|
|
- Using VietinBank’s package |
|
1.8% |
|
|
- Not using VietinBank’s package |
|
2.5% |
|
2 |
VISA/MASTER card issued abroad |
|
|
|
2.1 |
Special MCC Group |
|
1.8% |
|
|
Grocery stores, supermarkets (5411) |
|
|
|
|
Convenience and speciality retail outlets (5499) |
|
|
|
|
Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) |
|
|
|
|
Utilities — electric, gas, water and sanitary ( 4900) |
|
|
|
|
Telecommunication services (4814/4816) |
|
|
|
|
Service stations (5541) |
|
|
|
|
Tolls and bridge fees (4784) |
|
|
|
|
Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) |
|
|
|
|
Transportation (4112/4121/4131/4789) |
|
|
|
|
Fast food restaurants (5814) |
|
|
|
2.2 |
Regular MCC group |
|
|
|
|
Electronics shops (5732)/ Drug stores and pharmacies (5912/5122) |
|
2.2% |
|
|
Men’s and women’s clothing shops (5691)/ Eating places and restaurants (5812)/ other |
|
2.3% |
|
2.3 |
Senior MCC Group (Hotel, Resort 5* (7011), Casino (7995), Golf (7992)) |
|
|
|
|
- Using VietinBank’s package |
|
2.4% |
|
|
- Not using VietinBank’s package |
|
3.1% |
|
3 |
JCB card |
|
2.0% |
|
4 |
DCI card |
|
3.0% |
|
5 |
CUP card |
|
2.2% |
|
6 |
ATM card |
|
1.0% |
|
7 |
American Express (Amex) card |
|
|
|
7.1 |
American Express (Amex) card issued domestically |
|
|
|
|
Grocery stores, supermarkets (5411) |
|
1.80% |
|
|
Fast food restaurants (5814) |
|
2.00% |
|
|
Lodging — hotels, motels and resorts (7011) |
|
2.00% |
|
|
Motion picture theatres (7832) |
|
3.00% |
|
|
Other MCC |
|
2.50% |
|
7.2 |
American Express (Amex) card issued abroad |
|
|
|
|
Grocery stores, supermarkets (5411) |
|
2.00% |
|
|
Fast food restaurants (5814) |
|
2.50% |
|
|
Lodging — hotels, motels and resorts (7011) |
|
2.50% |
|
|
Motion picture theatres (7832) |
|
3.50% |
|
|
Other MCC |
|
2.70% |
|
B |
E-COMMERCE |
|
|
|
B1 |
International Cards |
|
|
|
1 |
Merchant maintenance fee (applicable to international payment gateways) |
|
700,000 VND |
|
2 |
Payment and transaction processing fees |
|
|
|
2.1 |
VISA/MASTER card issued domestically |
|
|
|
|
Special MCC Group: v Grocery stores, supermarkets (5411) v Convenience and speciality retail outlets (5499) v Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) v Utilities — electric, gas, water and sanitary ( 4900) v Telecommunication services (4814/4816) v Service stations (5541) v Tolls and bridge fees (4784) v Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) v Transportation (4112/4121/4131/4789) v Fast food restaurants (5814) v Insurance sales, underwriting and premiums (6300); v Charitable and social service organizations (8398) |
|
|
|
|
- Payment fee/transaction amount |
|
1.818 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Regular MCC group: Electronics shops (5732); e-commerce (5262); Men’s and women’s clothing shops (5691); Eating places and restaurants (5812); other MCC not belong to Special and Senior Group |
|
|
|
|
- Payment fee/transaction amount |
|
2.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Senior MCC Group: Hotel, Resort 5* (7011)/ Travel agencies and tour operators (4722)/ Golf (7992)/ Department Stores (5311) |
|
|
|
|
- Payment fee/transaction amount |
|
2.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
2.2 |
VISA/ MASTER card issued abroad |
|
|
|
|
Special MCC Group: v Grocery stores, supermarkets (5411) v Convenience and speciality retail outlets (5499) v Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) v Utilities — electric, gas, water and sanitary ( 4900) v Telecommunication services (4814/4816) v Service stations (5541) v Tolls and bridge fees (4784) v Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) v Transportation (4112/4121/4131/4789) v Fast food restaurants (5814) v Insurance sales, underwriting and premiums (6300); v Charitable and social service organizations (8398) |
|
|
|
|
- Payment fee/transaction amount |
|
3.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Regular MCC group: Electronics shops (5732); e-commerce (5262); Men’s and women’s clothing shops (5691); Eating places and restaurants (5812); other MCC not belong to Special and Senior Group |
|
|
|
|
- Payment fee/transaction amount |
|
3.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Senior MCC Group: Hotel, Resort 5* (7011)/ Travel agencies and tour operators (4722)/ Golf (7992)/ Department Stores (5311) |
|
|
|
|
- Payment fee/transaction amount |
|
3.455 % |
|
|
- Processing fee |
|
3,636 VND |
|
2.3 |
JCB card |
|
|
|
|
- Payment fee/transaction amount |
|
2.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
B2 |
Domestic Debit card |
|
|
|
1 |
E-partner card (applicable to merchants directly connected to VietinBank) |
|
|
|
|
- Payment fee/transaction amount |
|
0.7% |
|
2 |
E-partner card (applicable to payment intermediary directly connected to VietinBank) |
|
|
|
|
- Payment fee/transaction amount |
|
0.5% |
|
3 |
E-partner card & other bank’s domestic debit card (Applicable to merchants connecting through payment intermediaries) |
|
|
|
3.1 |
- Payment fee/transaction amount |
|
1.09% |
|
3.2 |
- Processing fee |
|
1,818 VND |
|
B3 |
Tokenization services for international card acceptance merchants |
|
|
|
1 |
First time setup |
|
FREE |
|
2 |
Monthly fee (due to volume of Tokenization/month) |
|
|
|
|
- From 0 – less than 5,000 |
|
7,284,800 VND |
|
|
- From 5,000 – less than 10,000 |
|
10,556,000 VND |
|
|
- From 10,000 – less than 25,000 |
|
14,059,200 VND |
|
|
- From 25,000 – less than 50,000 |
|
21,088,800 VND |
|
|
- From 50,000 – less than 100,000 |
|
26,355,200 VND |
|
|
- From 100,000 – less than 250,000 |
|
31,157,600 VND |
|
|
- From 250,000 – less than 500,000 |
|
49,833,600 VND |
|
|
- From 500,000 less than 1,000,000 |
|
79,877,600 VND |
|
|
- From 1,000,000 |
|
177,480,000 VND |
|
3 |
Transaction processing fee in case of recovering Token information |
|
2,000 VND/time |
|
4 |
Tokenization Service subscription cancellation fee |
|
3,000,000 VND |
|
Applied from September 05th 2022
STT |
Content |
Fee (VAT not included) |
||
|
|
Amount/ Rate |
Minimum |
Maximum |
A |
POS |
|
|
|
1 |
VISA/MASTER card issued domestically |
|
|
|
1.1 |
Special MCC Group |
|
1.2% |
|
|
Grocery stores, supermarkets (5411) |
|
|
|
|
Convenience and speciality retail outlets (5499) |
|
|
|
|
Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) |
|
|
|
|
Utilities — electric, gas, water and sanitary ( 4900) |
|
|
|
|
Telecommunication services (4814/4816) |
|
|
|
|
Service stations (5541) |
|
|
|
|
Tolls and bridge fees (4784) |
|
|
|
|
Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) |
|
|
|
|
Transportation (4112/4121/4131/4789) |
|
|
|
|
Fast food restaurants (5814) |
|
|
|
1.2 |
Regular MCC group |
|
|
|
|
Electronics shops (5732)/ Drug stores and pharmacies (5912/5122) |
|
1.6% |
|
|
Men’s and women’s clothing shops (5691)/ Eating places and restaurants (5812)/ other |
|
1.7% |
|
1.3 |
Senior MCC Group (Hotel, Resort 5* (7011), Casino (7995), Golf (7992)) |
|
|
|
|
- Using VietinBank’s package |
|
1.8% |
|
|
- Not using VietinBank’s package |
|
2.5% |
|
2 |
VISA/MASTER card issued abroad |
|
|
|
2.1 |
Special MCC Group |
|
1.8% |
|
|
Grocery stores, supermarkets (5411) |
|
|
|
|
Convenience and speciality retail outlets (5499) |
|
|
|
|
Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) |
|
|
|
|
Utilities — electric, gas, water and sanitary ( 4900) |
|
|
|
|
Telecommunication services (4814/4816) |
|
|
|
|
Service stations (5541) |
|
|
|
|
Tolls and bridge fees (4784) |
|
|
|
|
Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) |
|
|
|
|
Transportation (4112/4121/4131/4789) |
|
|
|
|
Fast food restaurants (5814) |
|
|
|
2.2 |
Regular MCC group |
|
|
|
|
Electronics shops (5732)/ Drug stores and pharmacies (5912/5122) |
|
2.2% |
|
|
Men’s and women’s clothing shops (5691)/ Eating places and restaurants (5812)/ other |
|
2.3% |
|
2.3 |
Senior MCC Group (Hotel, Resort 5* (7011), Casino (7995), Golf (7992)) |
|
|
|
|
- Using VietinBank’s package |
|
2.4% |
|
|
- Not using VietinBank’s package |
|
3.1% |
|
3 |
JCB card |
|
2.0% |
|
4 |
DCI card |
|
3.0% |
|
5 |
CUP card |
|
2.2% |
|
6 |
ATM card |
|
1.0% |
|
7 |
American Express (Amex) card |
|
|
|
7.1 |
American Express (Amex) card issued domestically |
|
|
|
|
Grocery stores, supermarkets (5411) |
|
1.80% |
|
|
Fast food restaurants (5814) |
|
2.00% |
|
|
Lodging — hotels, motels and resorts (7011) |
|
2.00% |
|
|
Motion picture theatres (7832) |
|
3.00% |
|
|
Other MCC |
|
2.50% |
|
7.2 |
American Express (Amex) card issued abroad |
|
|
|
|
Grocery stores, supermarkets (5411) |
|
2.00% |
|
|
Fast food restaurants (5814) |
|
2.50% |
|
|
Lodging — hotels, motels and resorts (7011) |
|
2.50% |
|
|
Motion picture theatres (7832) |
|
3.50% |
|
|
Other MCC |
|
2.70% |
|
B |
E-COMMERCE |
|
|
|
B1 |
International Cards |
|
|
|
1 |
Merchant maintenance fee (applicable to international payment gateways) |
|
700,000 VND |
|
2 |
Payment and transaction processing fees |
|
|
|
2.1 |
VISA/MASTER card issued domestically |
|
|
|
|
Special MCC Group: v Grocery stores, supermarkets (5411) v Convenience and speciality retail outlets (5499) v Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) v Utilities — electric, gas, water and sanitary ( 4900) v Telecommunication services (4814/4816) v Service stations (5541) v Tolls and bridge fees (4784) v Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) v Transportation (4112/4121/4131/4789) v Fast food restaurants (5814) v Insurance sales, underwriting and premiums (6300); v Charitable and social service organizations (8398) |
|
|
|
|
- Payment fee/transaction amount |
|
1.818 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Regular MCC group: Electronics shops (5732); e-commerce (5262); Men’s and women’s clothing shops (5691); Eating places and restaurants (5812); other MCC not belong to Special and Senior Group |
|
|
|
|
- Payment fee/transaction amount |
|
2.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Senior MCC Group: Hotel, Resort 5* (7011)/ Travel agencies and tour operators (4722)/ Golf (7992)/ Department Stores (5311) |
|
|
|
|
- Payment fee/transaction amount |
|
2.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
2.2 |
VISA/ MASTER card issued abroad |
|
|
|
|
Special MCC Group: v Grocery stores, supermarkets (5411) v Convenience and speciality retail outlets (5499) v Elementary and secondary schools; Colleges, universities, professional schools and junior colleges (8211/8220) v Utilities — electric, gas, water and sanitary ( 4900) v Telecommunication services (4814/4816) v Service stations (5541) v Tolls and bridge fees (4784) v Government services (Fines, Court costs, Bail and bond payments,…) (9211/9222/9223/9399) v Transportation (4112/4121/4131/4789) v Fast food restaurants (5814) v Insurance sales, underwriting and premiums (6300); v Charitable and social service organizations (8398) |
|
|
|
|
- Payment fee/transaction amount |
|
3.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Regular MCC group: Electronics shops (5732); e-commerce (5262); Men’s and women’s clothing shops (5691); Eating places and restaurants (5812); other MCC not belong to Special and Senior Group |
|
|
|
|
- Payment fee/transaction amount |
|
3.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
|
Senior MCC Group: Hotel, Resort 5* (7011)/ Travel agencies and tour operators (4722)/ Golf (7992)/ Department Stores (5311) |
|
|
|
|
- Payment fee/transaction amount |
|
3.455 % |
|
|
- Processing fee |
|
3,636 VND |
|
2.3 |
JCB card |
|
|
|
|
- Payment fee/transaction amount |
|
2.182 % |
|
|
- Processing fee |
|
3,636 VND |
|
B2 |
Domestic Debit card |
|
|
|
1 |
E-partner card (applicable to merchants directly connected to VietinBank) |
|
|
|
|
- Payment fee/transaction amount |
|
0.7% |
|
2 |
E-partner card (applicable to payment intermediary directly connected to VietinBank) |
|
|
|
|
- Payment fee/transaction amount |
|
0.5% |
|
3 |
E-partner card & other bank’s domestic debit card (Applicable to merchants connecting through payment intermediaries) |
|
|
|
3.1 |
- Payment fee/transaction amount |
|
1.09% |
|
3.2 |
- Processing fee |
|
1,818 VND |
|
B3 |
Tokenization services for international card acceptance merchants |
|
|
|
1 |
First time setup |
|
FREE |
|
2 |
Monthly fee (due to volume of Tokenization/month) |
|
|
|
|
- From 0 – less than 5,000 |
|
7,284,800 VND |
|
|
- From 5,000 – less than 10,000 |
|
10,556,000 VND |
|
|
- From 10,000 – less than 25,000 |
|
14,059,200 VND |
|
|
- From 25,000 – less than 50,000 |
|
21,088,800 VND |
|
|
- From 50,000 – less than 100,000 |
|
26,355,200 VND |
|
|
- From 100,000 – less than 250,000 |
|
31,157,600 VND |
|
|
- From 250,000 – less than 500,000 |
|
49,833,600 VND |
|
|
- From 500,000 less than 1,000,000 |
|
79,877,600 VND |
|
|
- From 1,000,000 |
|
177,480,000 VND |
|
3 |
Transaction processing fee in case of recovering Token information |
|
2,000 VND/time |
|
4 |
Tokenization Service subscription cancellation fee |
|
3,000,000 VND |
|
Applied from September 05th 2022