Schedule of fees and charges for 2Card

30/03/2026 08:20

No.

Content

Fee (VAT not included)

Amount/ Rate

Minimum

Maximum

1

Issuing Fee

 

 

 

 

First-time issuance

 

 

 

 

- Credit 2Card (*)

Free

 

 

 

- Debit 2Card

Free

 

 

 

Re-issuance

 

 

 

 

- Credit 2Card (*)

Free

 

 

 

- Debit 2Card

Free

 

 

2

Annual Fee(*)

 

 

 

 

- Credit 2Card

199,000 VND

 

 

 

- Debit 2Card

60,000 VND

 

 

3

Comprehensive card insurance fee (per month)

 

 

 

 

- Debit 2Card

2,727 VND
(
according to Insurance company’s policy)

 

 

4

Cash Advance

 

 

 

 

At VietinBank’s ATMs

 

 

 

 

- Credit 2Card

5.00%

45,455 VND

 

 

- Debit 2Card

1,000 VND

 

 

 

At Other Banks’ ATMs

 

 

 

 

- Credit 2Card

5.00%

45,455 VND

 

 

- Debit 2Card

3,000 VND

 

 

 

At VietinBank’s POS

 

 

 

 

- Credit 2Card

5.00%

45,455 VND

 

 

- Debit 2Card

0.02%

10,000 VND

1,000,000 VND 

 

Cash by QRCODE at VietinBank’s ATMs

 

 

 

 

- Debit 2Card

1,000 VND

 

 

5

Transfer at ATMs, kiosks

 

 

 

 

- Debit 2Card

 

 

 

 

Internal Transfers

3,000 VND

 

 

 

Interbank Transfers

10,000 VND

 

 

6

Credit Limit Confirmation Service

 

 

 

 

- Credit 2Card

54,545 VND

 

 

7

Late Payment Fee (Calculated on the minimum payment amount)

 

 

 

 

- Credit 2Card

 

 

 

 

Overdue debts for less than 30 days

3%

99,000 VND

 

 

Overdue debts from 30 days to less than 60 days

4%

99,000 VND

 

 

Overdue debts from 60 days to less than 90 days

6%

99,000 VND

 

 

Overdue debts for more than  90days

4%

99,000 VND

 

8

Transaction Investigation Fee (only collected in case of wrongful claim)

 

 

 

 

Internal Transactions

50,000 VND

 

 

 

- Credit 2Card

 

 

 

 

- Debit 2Card

 

 

 

 

Interbank Transactions

100,000 VND

 

 

 

- Credit 2Card

 

 

 

 

- Debit 2Card

 

 

 

9

Duplicate Monthly Statement Fee

 

 

 

 

Credit 2Card

27,272 VND

 

 

10

PIN Re-Issue Fee

 

 

 

 

At VietinBank Branches

10,000 VND

 

 

 

- Credit 2Card

 

 

 

 

- Debit 2Card

 

 

 

 

At iPay

Miễn phí

 

 

11

Re-issue transaction invoices (copy)

 

 

 

 

- Credit 2Card

 

 

 

 

At VietinBank’s merchants

18,181 VND

 

 

 

At other merchants

272,727 VND

 

 

12

Querying and printing transaction receipts at ATM

500 VND 

 

 

13

Close Card at iPay

 

 

 

 

- Credit 2Card

50,000 VND

 

 

 

- Debit 2Card

30,000 VND

 

 

 

Close Card at VietinBank Branches

 

 

 

 

- Credit 2Card

50,000 VND

 

 

 

- Debit 2Card

30,000 VND

 

 

14

Transaction notification (SMS)

 

 

 

 

Register Fee

Free

 

 

 

Notification Fee

Free

 

 

 

Unsubscribe Fee

Free

 

 

15

Transaction Management Fee (applied only in case the whole amount of the statement balance is not paid after payment date)

 

 

 

 

- Credit 2Card

1,99%

 

 

16

Refund transaction at EDC off-net

 

 

 

 

- Debit 2Card

1,800 VND

 

 

17

Unlock cards on demand

 

 

 

 

- Debit 2Card

30,000 VND

 

 

18

Online Increase card limit (*); (**)

50,000 VND

 

 

Applied from September 05th 2022

(*)No VAT Applied

(**) Applied from August 27th 2023

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