No.

Content

Fee (VAT not included)

Credit

Debit

1

Issuing Fee (No VAT Applied)*

First-time issuance

FREE

FREE

Re-issuance

FREE

FREE

2

Annual Fee (No VAT Applied)*

499,000 VND/card/ year

99,000 VND/card/ year

FREE FOR THE 1^ST YEAR

3

Cash Advance

At VietinBank’s ATMs (by card or QR code)

3.64%/ transaction amount,

Minimum 50,000 VND

1,000VND/ transaction

At Other Banks’ ATMs (in the territory of Vietnam)

3.64%/ transaction amount,

Minimum 50.000VND

9,090VND/ transaction

At Other bank’s ATMs (outside the territory of Vietnam)

3.64%/ transaction amount,

Minimum 50.000VND

3.64%/ transaction amount,

Minimum 50.000VND

At VietinBank’s POSs

1.82%/ transaction amount,

Minimum 50.000VND

0.055%/ transaction amount,

Minimum 20.000VND

At Other bank’s POSs

Not Applied

3.64%/ transaction amount,

Minimum 50.000VND

4

Transfer at ATMs, kiosks

Internal Transfers

Not Applied

3,000VND/ transaction

Interbank Transfers

Not Applied

10,000VND/ transaction

5

Change Credit Limit

FREE

Not applied

6

Delivery Fee

FREE

7

Late Payment Fee (Calculated on the minimum payment amount)

Not applied

Overdue debts for less than 30 days

3%, minimum 200,000 VND

Overdue debts from 30 days to less than 60 days

4%, minimum 200,000 VND

Overdue debts from 60 days to less than 90 days

6%, minimum 200,000 VND

Overdue debts for more than  90days

4%, minimum 200,000 VND

8

Transaction Investigation Fee (only collected in case of wrongful claim)

Internal Transactions

72,727 VND

Interbank Transactions

272,727 VND

9

Duplicate Monthly Statement Fee

 27,273 VND

Not Applied

10

PIN Re-Issue Fee

At VietinBank Branches

27,273 VND

At VietinBank iPay Mobile App

FREE

11

Re-issue transaction invoices (copy)

At VietinBank’s merchants

18,182 VND

At other merchants

272,727 VND

72,727 VND

12

Querying and printing transaction receipts

500 VND 

at VietinBank’s ATMs

1,818 VND

1,500 VND

At VietinBank’s POSs

FREE

At other banks’ ATMs & POSs

1,818 VND

7,273 VND

13

Close Card (at iPay & VietinBank Branches)

FREE

55,000 VND

14

Foreign Currency Exchange Fee

1.82% / transaction amount in VND

15

Foreign Currency Transaction Processing Fee 

0.91% / transaction amount in VND

16

Interest rate

18.5%

Not Applied

17

Domestic Currency Transaction Processing Fee (Apply to transaction in VND at merchants which countries code is not Vietnam)

2.27% for transaction amount less than or equal to 500,000 VND

0.45% for transaction amount greater than 500,000 VND

Minimum 1,000 VND

18

Fraud insurance fee
(according to Insurance company’s policy)

Not Applied

4,545 VND

19

Credit Limit Confirmation Service

109.091 VND

Not Applied

20

Changing Collateral for Issuing Card

45,455 VND

Not Applied

21

Online Increase card limit (**)

(No VAT Applied)

50,000 VND

Not Applied